Privacy Policy

Privacy Policy for Insurance Benefits Association

1. Our Policy on Third-Party Websites

Summary: We are not responsible for the privacy or security of your information on websites not affiliated with Insurance Benefits Association. Our services may include links to third-party websites, apps, or services. These third-party platforms are not owned or controlled by Insurance Benefits Association, and we are not liable for any damages or losses that may occur as a result of interactions with them. We do not endorse or guarantee the privacy practices of any linked entities. Any personal information you provide to third parties is governed by their privacy policies, not ours. We encourage you to read and understand their privacy terms before engaging.

2. Use of Cookies and Tracking Technologies

Summary: We may use cookies and similar technologies to collect data and improve your experience. Cookies, pixels, and other tracking tools may be used on our site to personalize content, remember preferences, and analyze traffic. These technologies help us deliver a better experience and may be shared with service providers to support marketing or analytics. For detailed information and opt-out options, please refer to our Cookie Notice.

3. Data Retention

Summary: We retain your data only as long as needed for legitimate purposes. Insurance Benefits Association will keep your personal information for as long as required to fulfill the reasons outlined in this policy, unless a longer retention is required by law (e.g., tax or regulatory requirements). When data is no longer needed, we will securely delete or anonymize it. If deletion is not possible (e.g., backup systems), data will be isolated from further use until removal is feasible.

4. Data Security

Summary: We take precautions to safeguard your personal data, but no system is entirely secure. We employ industry-standard security measures—both technical and organizational—to protect your information. Despite our best efforts, no method of transmission or storage is completely secure. Use of our services is at your own risk, and we recommend accessing them in secure environments.

5. Collection of Data from Minors

Summary: We do not knowingly collect data from children under 18. Insurance Benefits Association does not knowingly solicit or gather information from individuals under 18 years of age. If we discover that a minor's data has been collected, we will promptly delete it. If you suspect we have information on someone under 18, contact us at [email protected].

6. Your Privacy Rights

Summary: You can review, update, or delete your information at any time. Depending on your jurisdiction, you may have rights to access, correct, delete, or object to the processing of your personal data. You may also withdraw consent when applicable. To exercise any of these rights, contact us at [email protected]. You may opt out of marketing emails by using the unsubscribe link in our messages or contacting us directly. Essential service messages may still be sent. You may also configure your browser to block or remove cookies, though doing so may limit certain site features.

7. Do-Not-Track Signals

Summary: We currently do not respond to DNT signals.While some browsers offer a "Do Not Track" setting, no standardized technology has been adopted industry-wide. At this time, we do not respond to such signals. Should standards emerge, we will update this policy accordingly.

8. California Residents’ Privacy Rights

Summary: California users have special rights under the CCPA. If you reside in California, you are entitled to:

Know what personal information we collect, use, share, or sell. Request access to specific pieces of your personal information. Request deletion of your data. Opt out of the sale or sharing of your personal data. Not be discriminated against for exercising your rights.

In the last 12 months, Insurance Benefits Association may have collected and/or disclosed the following types of personal data:

Identifiers (e.g., name, email, IP address) Commercial data (e.g., transactions, purchase history) Internet activity (e.g., site interactions) Geolocation data, Professional or employment-related info, Sensitive personal data (e.g., health data, race/ethnicity, financial information)

We share such data with:

Marketing and advertising networks, Analytics services, Retargeting platforms

To exercise your CCPA rights or opt out of data sharing, email us at [email protected]

9. Financial Incentives Disclosure

Summary: Any discounts or incentives offered will be based on the value of your data.If we offer financial incentives (e.g., discounts, rewards) in exchange for personal data, we will provide details about the value of your data and the basis for the offer. Participation is voluntary, and you may opt out at any time.

10. Updates to This Privacy Policy

Summary: This policy may be revised, and updates will be clearly posted. We may periodically update this policy to comply with legal or operational changes. The revised version will include a new "Last Updated" date and will take effect as soon as it is posted. Please review this policy regularly.

11. Contact Us if you have any questions or concerns about this privacy policy, please reach out:

5551 Vanguard St, Orlando, Florida, United States 32819

Email: [email protected]

12. Reviewing, Updating, or Deleting Your Data To request access to, updates for, or deletion of your data, contact us at: [email protected]

We will respond to requests in accordance with applicable laws and within a reasonable timeframe.

Last Updated: 2/8/2026